Homes for sale in Amsterdam, Netherlands - Buy Residential properties (2024)

FAQs

Is it worth buying property in Amsterdam? ›

If you're planning on staying in the Amsterdam region for three years or more, then one option may be to buy a property. Despite strong competition in the current economic climate, you'll find there are tax incentives and long-term benefits of owning your own home.

Residency Permit in the Netherlands

Buying a house in the Netherlands without having a residence permit is not an issue. Unfortunately, it is true that you do not automatically get a residence permit when you buy a property in the Netherlands. This takes additional time and effort.

Housing market in Amsterdam (August 2024)

The average list price went from 560,958 euros last quarter to 580,692 euros this quarter. The average WOZ value, a measure of property value in the Netherlands, was 443,923 euros in 2022 and is projected to be 533,749 euros in 2023.

The Netherlands does not place any restrictions on the purchase of property by foreigners, whether resident or non-resident. However, to get a mortgage you must live and be registered in the Netherlands. If you are from a country in the EU, EEA or Switzerland you do not need a visa to live or work in the Netherlands.

The average sales price of a home in the Netherlands peaked in August 2022, followed by a decline in the following months. In September 2023, it cost on average over 422,000 euros to buy a home, down from 438,000 euros in the same month the year before.

Renting can be seen as a viable option if you plan to stay for a short time and need the flexibility to leave. There are no maintenance costs that you need to cover. Your landlord usually covers any major repairs beyond tear and wear. On the other hand, buying a home offers a cheaper solution in the long term.

Typically after arranging your mortgage, a deposit of 10% of the purchase price is required – if you don't have this saved, your mortgage adviser can arrange a bank guarantee.

The Netherlands has a very healthy property market, but it can be very competitive for buyers. You need to be on the ball at every step, and this means having the insider info on what it takes to succeed. If you're looking to buy a house or apartment in The Netherlands, there's a lot you need to know. But that's OK!

The process of real estate purchase in the Netherlands usually takes up to three months. You must keep in mind that the buyer generally pays costs but some of them are not are tax-deductible.

For example, a fully equipped 1 bedroom apartment in Amsterdam's city center will set you back a minimum price of €2,500. Head a little further out of the city in its suburbs and you're looking at a monthly rental price of around €1,600 instead.

What salary do you need to live in Amsterdam? ›

The average cost of living in Amsterdam is between €1,881 and €4,344 monthly. To get a better understading, here's an estimation of the average monthly cost of living in Amsterdam for: International Student (minus tuition fees): €1,881. Single person: €2,867.

In 2023, the market saw a drop of 3% in housing prices, with the most significant drops occurring in Amsterdam, the Hague and Utrecht. However in 2024, housing prices have started going up again and it is expected that this trend will continue on in 2025 as well.

The 30% tax ruling is a tax advantage for highly skilled migrants in the Netherlands. An employer can pay up to 30% of the salary of an expat employee with the 30% ruling free of tax. An enormous tax saving for both employee and employer. Try our tax calculator to find out how much you can save with the 30% ruling.

The Netherlands, like other European countries, is part of the Schengen Agreement, which means that American retirees are allowed visa-free entry into the Dutch country as tourists or for business purposes up to 90 days. If you plan on a longer residency, you will have to apply for a permit.

Does the Netherlands have free healthcare. The Netherlands has universal healthcare, but the government requires all adults living or working in the Netherlands to have basic insurance. The basic plan will cost € 100-120 out of pocket.

In 2023, the market saw a drop of 3% in housing prices, with the most significant drops occurring in Amsterdam, the Hague and Utrecht. However in 2024, housing prices have started going up again and it is expected that this trend will continue on in 2025 as well.

With low property tax and National Mortgage Guarantee, buying real estate in Holland is a sensible investment. The country has a very advanced infrastructure, and an economy that is rapidly growing and the good news for real estate is it can only thrive in this kind of environment.

As mentioned earlier, in 2024, the Dutch housing prices will creep back up to similar levels as in 2022 and will stabilise there for a period. This is another positive after the turbulent years of the past. Because prices are going up, it is still a good time to buy if you see the opportunity.

It's easy for newcomers and expats to settle in, given the city's cosmopolitan spirit, rich cultural life and large international community – combined with a compact size to make getting around a breeze. Many consider Amsterdam one of the best places to live in the Netherlands.